Medical Insurance (PMI) offers the convenience of
avoiding waiting lists for medical treatments and can in
many cases spread the costs of medical expenses over a
longer period of time. A useful, albeit, non-essential,
option for the more affluent retiree.
Insurance (PMI) - the essentials
the opportunity and convenience of avoiding any long waiting
lists for consultations and/or treatment.
And, if you
were to need hospital treatment, you would be able to choose the
treatment location and the admission dates and time best suited
are insurance policies that pay out a sum towards the cost of a
variety of treatments.
can be paid to you if you have to go into hospital, see a
specialist, visit a dentist or an optician, or seek alternative
are aimed at helping with the daily health expenses that many of
us need. Exactly what is covered vary from plan to plan, but
generally they encourage the policyholder to seek and receive
early diagnosis and treatment of medical problems.
policies will be more specialised than others, and may be
individually expanded to include items such as home illness
do not require you to have a full medical examination before
joining and can also be used to contribute towards dental and
optical treatment as well as other types of treatment.
of PMI-premiums generally do not increase once a plan has been
established. PMI-insurance can not be categorised as a priority
for most people but can provide extra flexibility, convenience
and, in certain circumstances, welcome cost-savings on medical
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